Contractor Re-Mortgages

Remortgage Deals for Contractors

All fixed-rate mortgages come to an end. Complacency to let your current mortgage rates expire could mean serious increases on your repayments.

We can help you understand:

  • Whether you should review your current mortgage

  • The rates you can get

  • The savings you can make

  • Who can offer you the best remortgaging deals

The problem you face

When you remortgage your property, you can find yourself at a big disadvantage as a contractor. Once you’re out of PAYE world, the high street banks only see somebody with a new job and no fixed income.

With base rates on the rise, you could see some considerable increases on your repayments. The banks won’t touch you and suddenly you’re left without a deal – and paying a whole lot more than you should. That’s not fair, so we’re here to help.

Beat the high street and start saving money

Contractor Honeypot helps you get the remortgage deal you deserve. Our panel of contractor specialist providers have the know-how and experience to guide you through the whole process. We’ll connect you with contractor mortgage advisors to get you the best exclusive deals.

Contractor Honeypot helps you get the remortgage deal you deserve. Our panel of contractor specialist mortgage advisors have the know-how and experience to guide you through the whole process.  We’ll connect you with contractor mortgage advisors to get you the best exclusive deals.

Speak to a Mortgage Specialist

Fill out the form below and we’ll be in touch to chat with you about your requirements.


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How we've helped contractors like you

Mark was originally declined by the high street bank because he wasn’t able to prove his income. That’s when Mark spoke to Contractor Honeypot.

We showed him what options he had, and we sourced an advisor who was able to provide Mark with the mortgage he deserved.

“Contractor Honeypot have been brilliant. They really understood my situation and I’m saving £370 a month!*”


*Based on an original fixed rate of 2 years at 3.79% on a 25-year term full repayment.

Specialist mortgage rates from 1.79%

As an IT contractor, Mark earns £80,500.00 a year. Based on the value of his house at £400,000.00 and his Loan-to-Value (LTV) rate of 90% (that’s a 10% deposit of £40,000.00), he can expect to pay £1,489.00 per month.*

That’s quite a saving. See what you could save.

Salary based on a contractor day rate of £350.00 working 46 weeks a year. Repayment based on a 25-year term on full repayment with rate fixed for 2 years at 1.79%.

Why us?

Dedication.

We are 100% for contractors – we’re always fighting your corner.

Knowledgeable.

Knowledgeable. We’ll share industry insight on how to get the most from contracting and staying tax-efficient.

Advisor Access.

We connect you with top advisors who find the best mortgage deals for you.

Trusted lenders:

Other mortgage products

Contractor Mortgages

Get to know your mortgage options here.

Buy-to-Let Mortgages

Purchasing a Buy-to-Let property? Let us help.

Contact Us


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Call us

01425 524000

Please note: your capital is at risk. Your property may be repossessed if you do not keep up repayments on your mortgage.