Mortgages for Contractors Moving Home

Moving home?

As a self-employed contractor, you face new challenges with your mortgage. How does moving home affect your existing mortgage? How much can you borrow?

Don’t panic – we’re here to support you.

We can help you understand:

  • What buying a new home means for your current mortgage

  • How much lenders are willing to lend based on your day rate

  • How much your monthly mortgage payments will be

  • Who can offer you the best mortgage deals

The problem you face

The truth is that lenders may treat you differently. Once you leave PAYE world, the high street banks only see somebody with a new job and no proven income. They slam the door on you – then leave you without any options.

But don’t panic! We’re here to help find you a solution that works.

Beat the high street

Contractor Honeypot helps you get the mortgage you deserve. Our panel of specialist mortgage brokers have the know-how and experience to guide you through the whole process. We connect you with top mortgage advisors to get you the best exclusive deals.

Speak to a Mortgage Specialist

Fill out the form below and we’ll be in touch to chat with you about your requirements.


How we've helped contractors like you

Mark was originally declined by the high street bank because he wasn’t able to prove his income. That’s when Mark spoke to Contractor Honeypot.

We sourced a reputable lender who was able to provide Mark with the mortgage he deserved.

“Contractor Honeypot have been brilliant. They really understood my situation and I’m saving £370 a month!*”

*Based on an original fixed rate of 2 years at 3.79% on a 25-year term full repayment.

Specialist mortgage rates from 1.79%

As an IT contractor, Mark earns £80,500.00 a year. Based on the value of his house at £400,000.00 and a 10% deposit of £40,000.00, he can expect to pay £1,489.00 per month.*

That’s quite a saving. See how much you could save too.

Salary based on a contractor day rate of £350.00 working 46 weeks a year. Repayment based on a 25-year term on full repayment with rate fixed for 2 years at 1.79%.

Why us?


We are 100% for contractors – we’re always fighting your corner.


Knowledgeable. We’ll share industry insight on how to get the most from contracting and staying tax-efficient.

Advisor Access.

We connect you with top advisors who find the best mortgage deals for you.

Trusted lenders:

Other mortgage products


Get to know your remortgaging options here.

Buy-to-Let Mortgages

Purchasing a Buy-to-Let property? Let us help.

Contact Us


Call us

01425 524000

Please note: your capital is at risk. Your property may be repossessed if you do not keep up repayments on your mortgage.