Buy to Let Contractor Mortgages

Moving home?

The buy-to-let market is booming. Looking to expand your portfolio? Taking your first steps as a landlord? Whatever your next move, you need to secure a buy-to-let mortgage.

We can help you understand:

  • The different buy-to-let mortgage options available to you as a contractor

  • Tax-efficient structures to make your purchase work for you

  • Who can offer you the best mortgage products

The problem you face

How you invest in a rental property can be a total minefield – purchasing hastily can have serious tax implications. Should you buy your rental property through a limited company? Or should you set up a brand new limited company for property instead?

There are pros and cons of each, but it’s difficult to find the right solution on your own. That’s where Contractor Honeypot steps in.

Make mortgages a cinch

Contractor Honeypot makes getting a buy-to-let mortgage easy. Once we’ve assessed your tax situation, we connect you to specialist advisors who can offer you the best mortgage deal. We have the know-how and experience to guide you through the whole process.

Speak to a Mortgage Specialist

Fill out the form below and we’ll be in touch to chat with you about your requirements.


How we've helped contractors like you

Damian was originally declined by the high street bank because he wasn’t able to prove his income as a contractor. That’s when Damian spoke to Contractor Honeypot.

We sourced a reputable lender who was able to provide him with the mortgage he deserved.

“Contractor Honeypot helped me understand my tax completely. They put me in touch with a brilliant advisor who compared the market and found the perfect mortgage for me. I have recommended all my landlord friends to use Contractor Honeypot, great service!”

Specialist buy-to-let mortgage rates from 1.73%

Damian is a contractor purchasing a buy-to-let property. Based on the value of the house at £250,000 and a 25% deposit of £62,500, he can:

Get a standard buy-to-let mortgage

Pay £770 a month (or interest-only at £270/month) on a 2-year fixed rate of 1.73%.

Invest through a limited company

Pay £840 per month (or interest-only at £389/month) on a 2-year fixed rate of 2.49%.

That’s quite a saving. See how much you could save too.

Why us?


We are 100% for contractors – we’re always fighting your corner.


Knowledgeable. We’ll share industry insight on how to get the most from contracting and staying tax-efficient.

Advisor Access.

We connect you with top advisors who find the best mortgage deals for you.

Trusted lenders:

Other mortgage products


Get to know your remortgaging options here.


Moving home? Let us help.

Contact Us


Call us

01425 524000

Please note: your capital is at risk. Your property may be repossessed if you do not keep up repayments on your mortgage.